Loan Review/Credit Services
Our knowledgeable Credit Services team can help you address specific business needs or optimize the overall performance of your loan portfolio by implementing an effective credit management system that has been proven successful with the FDIC, OCC, Federal Reserve, and NCUA.
Loan Review/Credit Services
Our knowledgeable Credit Services team can help you address specific business needs or optimize the overall performance of your loan portfolio by implementing an effective credit management system that has been proven successful with the FDIC, OCC, Federal Reserve, and NCUA.
Credit Review Options
- Annual Review – Perform annual review of your loan portfolio
- Continuous Loan Review – Perform monthly or quarterly review of new and renewed/restructured loans
- Targeted Loan Review – Review construction, commercial, subprime, residential, consumer, and indirect loans
- Independent Loan Review – Help establish guidelines and requirements
- Initial Review – Scrub files for missing documents and financial information
- Baseline Review – Establish risk rating system for pass, watch, substandard, and doubtful/loss loans
Outsourced Credit Analysis
- Complete credit approval memo with full financial analysis
- Complete internal annual reviews
- Complete financial statement spreadsheet
- Review existing credit approval memo for completeness
- Review Commercial Appraisals to USPAP standards
ACL Analysis
- Review to ensure compliance with regulators’ interagency statement
- Assist management with revisions and clarity
- Assist with ASC 450 and ASC 310 reserve and impairment testing and analysis
We’re Here to Help.
We’d love to answer your questions. Complete our contact form for a quick response.
